Marriott introduced property unit trust to Retired Investors in 1995 and has since developed several income producing Investment products for the South African market. We currently have R20.2 billion in assets under management, as at 31 March 2017.



Our Investment Philosophy

Marriott – The Income Specialists aim to reduce financial anxiety of retired investors by offering Solutions for Retirement, using an Income Focused Investment Style which produces reliable and consistent monthly income.


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Marriott uses an income-focused approach to investing. This Investment Style requires:

  • The selection of securities that produce reliable income streams, ideally growing.
  • The purchase of these income streams at the appropriate price.

The benefit of this style is:
  • Reliable income to fund a lifestyle or to reinvest.
  • An increase in investment value in line with income growth over time.
  • Above-average risk adjusted returns.

We specialise in investing the savings of predominantly retired Investors in all asset classes, both locally and internationally, and therefore necessarily adopt a relatively conservative approach.

Income Focused Investing

Marriott – The Income Specialists aim to reduce financial anxiety of retired investors by offering Solutions for Retirement, using an Income Focused Investment Style which produces reliable and consistent monthly income.

Marriott’s Income Focused Investment Style Requires

  1. The selection of securities that produce reliable income streams, ideally growing.
  2. The purchase of these income streams at appropriate prices.

The benefit of this style is:
  • Reliable income to fund a lifestyle or to reinvest.
  • An increase in investment value in line with income growth over time.
  • Above-average risk adjusted returns.

Reducing Financial Anxiety


Don’t Speculate with your Life Savings
  • This relates to a short-term time horizon:
    • Trading in unit trusts or shares.
    • Looking for the next best-performing investment.
    • Buying at the bottom and selling at the top.
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  • This strategy appears good in theory, but invariably produces anxiety and mixed results in practice.
  • Speculating is invariably based on little fundamental knowledge of the investment itself.

Investing is for the Long Term – Ten Years +

  • Monitoring the prices of your investments every day is not constructive.
  • A short-term time horizon can be very disruptive when trying to accumulate capital and grow its value.
  • Rather monitor the income that is being produced by those investments.

Look at Income and Capital Separately


  • The income and capital value of an investment is affected by different factors in the short term.
  • In general, more can be known about the income produced by an investment than the reason for short term capital volatility.

Recognise that Capital Values are Volatile in the Short Term

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  1. The price at which investments trade on the securities exchange in the short-term is affected by factors beyond our control, such as interest rates and inflation.
  2. This short-term volatility should not cause concern as long as the investment continues producing the income as expected.

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